Fraud, Scams & ID Theft

Watch For These Red Flags

Everyday, regular people like you lose their hard-earned money to online phishing scams. Don't fall for fake - learn how to spot shady texts, emails, and phone calls by knowing the things First-Lockhart would never ask.

Keep Up with the Latest Consumer Advice and Scams

New scams emerge everyday. Learn how to protect yourself against scammers. Click the button below to learn more about current scams. 

How to Protect Yourself Against Scammers

1. Never provide personal information over the phone or internet if you did not initiate the conversation.
2. Never click on a link provided in an email that's requesting login or sensitive information.
3. Don't be intimidated by an email or caller that suggest dire consequences if you do not immediately provide or verify financial information.
4. Always use strong and unique passwords and don't share this information.
5. Enable multi-factor authentication in addition to your username and password.
6. Keep your computer and device's software updated regularly.
7. Use antivirus/anti-malware software on your computer.

If you're not watching for scammers' tricks you might as well....

Brought to you by American Bankers Association #BanksNeverAskThat campaign. 

What To Do If You've Been Scammed?

1. Contact your financial institution.
2. Place fraud alerts on your credit files by notifying one of the three major credit bureaus: TransUnion, Equifax, Experian 
3. Monitor your credit and account statements closely.   
4. If you've lost money, file a police report.
5. Visit the Federal Trade Commission website to report identity theft and begin a recovery plan.