If you've ever tried to make a purchase with your debit card only to have it declined, you know how it feels.
In the past, First Lockhart covered most of these transactions when you didn't have the funds. You now have to Opt In/Out to have overdraft privileges on your everyday Debit Card purchases and ATM transactions.
Details
- Avoid the embarrassment of having your card denied
- Get Overdraft Privilege Program on all purchases
- Opt In /Out for everyday Debit Card & ATM overdraft privileges
To have all your Overdraft Privileges or to revoke your Overdraft Privileges OPT IN/OUT.
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Visa Debit Card
Use it anywhere to pay for goods and services by simply swiping it like a credit card.
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SecureLOCK Equip
Set custom First Lockhart debit card controls with SecurLOCK Equip. Anywhere, anytime.
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Online Banking
Bank business hours are a thing of the past. Embrace the future and do your banking when it's convenient to you with Online Banking.
More Information
What are overdraft privileges? They mean, for a fee, we'll pay for debit card purchases and ATM overdrafts when there's not enough money in your account to cover them. The fee can apply to each time you overdraw your account. For each overdraft we pay, we will charge the standard per item authorized overdraft charge set worth in our fee schedule, currently $32.50. There is a limit of $97.50 on the total fees we can charge you for overdrawing your account per day.