NextGen Checking Account
NextGen Checking Account keeps it simple with no monthly fees. If you are 11-17 years old, you can start building your financial future with First-Lockhart National Bank! Don't worry parents, we have some features that will help you keep an eye on your child's spending and savings. Kids get independence, while parents get peace of mind with alerts, spending limits and more with SecurLOCK. NextGen has no monthly service fees or balance requirements.
We will also match your child's initial deposit to open the account up to $50!
- Only $15 Deposit to Open
- We will match the initial deposit up to $50
- Free Visa ®debit card
- Free Account, No Monthly Service Fees
- Free Online and Mobile Banking
- Free Statements
- No Minimum Balance
- Unlimited Debit Card Activity
- FDIC Insured (up to current limits)
Debit Card Options
We have many options available for picking the debit card that fits your personality!
Don't see a card you like? We have several other design options available.
Financial Education and Games
Financial literacy helps to build a strong foundation for healthy financial habits in the future. Setting goals, budgeting, saving, spending, borrowing, using credit — these are just a few types of knowledge, skills and behaviors young people need to manage their resources effectively.
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Platinum Savings
Link your checking account to this free account that earns interest and helps you save automatically.
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Certificate of Deposit
We offer several options for investors seeking above average returns on their time deposit investments.
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Switch Kit
First Lockhart National Bank makes it easy to switch. Get started with our switch kit form.