Opt In/Out Disclosure
We can cover your overdrafts in two different ways:
- We have standard overdraft practices that come with your account.
- We offer overdraft protection plans, such as a link to a savings account or to an overdraft line of credit, which may be less expensive than our standard practices. To learn more, ask us about these plans.
Alternative Ways to Opt In/Out
By Phone
Our customer service representatives are standing by if you prefer to Opt In/Out by phone. Call: 877-398-3416
By Mail
If you prefer to Opt In/Out by mail, please print this form and send it to:
First-Lockhart National Bank
P.O. Box 600
Lockhart, Texas 78644
In Person
Sometimes it's easier to talk about things in person. Please visit our lobby and ask a new accounts representative to help you decide which plan is best for you.