First Lockhart National Bank
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Online Banking

Online Banking Type

Video Banking

Now you can bank with us like never before. Download the app to try it today! We can't wait to "see" you!

Earn Cash on Your Checking

Ask for a free Kasasa Cash® checking - you'll earn up to 1.55% APY* on your balance. Get 0.05% APY* on your entire balance if qualifications are not met. 
Checking Details


You’re moving. But wait, more square footage means a bigger payment, right? Not necessarily. Getting the right type of mortgage will help you stretch those dollars - not your wallet.
Mortgage Details

Auto Loans

Whether you’re looking for a new set of wheels or you want to lower your current payment, we’ll create an auto loan that fits in with your life. Have fun shopping around and let us do the hard work. We’ll help you navigate through all of your questions. We can’t wait to see what you pick out.
Auto Loan Details

Get to Know Us


Guidance for the Future

The future can sneak up on you if you don't plan for it. Plan for your future today with an IRA from FirstLockhart.

IRA Information

Helping the Community

FirstLockhart annually gives thousands of dollars in contributions which directly benefit our community.

Community Support

Keeping You Secure

This Internet Banking System brings together a combination of industry-approved security technologies to protect data for the bank and for you

Security Information

Our Core Values

Because of our local ownership, core values, and talented committed, personnel, you can expect First-Lockhart to be around for generations to come

Our Values

Where Relationships Matter.

#1 bank in Lockhart!
Barbara J.
FLNB has always been excellent and with excellent employees.
Mary T.
I love this bank
Janie C.
Enjoy the happy people that work at First-Lockhart National Bank.
Waher J.
Rewards checking/savings has great interest. Thanks!
Kathy M.
Love my bank’s outstanding service!
Margaret J.
Love banking with First-Lockhart National Bank. Love the drive thru.
Ruth N.
Best Bank in town.
Louisa C.
First-Lockhart is very helpful—especially when my husband passed away.
Carol O.
Everyone is always helpful. I love the new technology!
Natalie H.
Very nice and helpful tellers.
Tony A.
I have been banking here since I was 17 years old. I am 63 years old now. Great experience.
Janie W.
Wonderful Commercial Banking.
Rebecca P.
Very pleased with all the services I have received at First Lockhart.
Dona M.
Love it at First Lockhart. Always great attitudes.
Chelsey M.
Great quick service and friendly people.
Juan C.
Have been very happy at First-Lockhart National Bank, mainly due to the friendly people.
Betty H.
Love the people. Consideration and good manners are a treat in this society.
Elizabeth W.
It’s been a really good experience. Nice Employee!
Beverly A.
Wouldn’t bank anywhere else.
Jeanette F.
Thank you for being such a friendly thoughtful bank.
Amanda W.